Auto Refinance Monthly Payment Calculator

Wondering if you can reduce your auto loan payments by auto refinancing? FiWize has two great low payment refinancing loan options. Use the car monthly payment loan calculator below, then request an estimate to see which loan option is ideal for you!

How Low Can My Payments Really Go?
Submit a quick request for a personalized estimate (no impact to your credit score) and get access to loans not readily available elsewhere!:

These calculated car payment loans are estimates. Your payment may vary depending upon your circumstances.  Factors which are not considered in the calculator but do determine an actual payment include, but are not limited to, the following: 1) Your vehicle, its age, and current odometer; 2) Your creditworthiness and capacity to pay; 3) Annual mileage option selected for the FiWize loan; 4) Your vehicle’s future value; and 5) Interest rate determined on your loan.  Not all applicants and/or their vehicles will qualify.  Other loan terms may be available. Please submit your information for FiWize to determine an actual payment quote for your individual situation.

Note: FiWize payment assumes a 5.99% interest rate and vehicle depreciation rate of 1.5% monthly on a declining balance from a current value that is 90% of your current loan balance. It also includes a $595 origination fee automatically added to the new amount financed.  Conventional payment assumes an interest rate of 4.99%.  

The FiWize Value Plus Loan Is a Walk Away Auto Refinance Loan!

How does it work? You pay LOW monthly car payments. Then, once your loan balance reaches a certain point, you become eligible to use your Walk Away Guarantee (timing is based on loan terms you select)!

Once eligible, you choose to either:
a) Return the car to the lender. Walk away. No need to pay the remaining loan amount! OR...
b) Keep the car and pay the loan balance (or refinance it if you prefer).
It's completely your choice! Low payments and peace of mind by knowing you have options. Quite a deal!

Have questions? We’re here to help. Just chat, call or email us any time.

Let's Compare:

FiWize lease buyout stickman
FiWize Value Plus Loan

Can sell or trade car any time

You own the car (not a lease)

Walk Away Guarantee

Other Loans

Can sell or trade car any time

You own the car (not a lease)

Walk Away Guarantee

Go ahead have a little fun. See how low your payments can go!
Get a Quick Estimate Today!
It’s quick and free to find out. Chat, call or submit a request for a personalized car payment estimate before applying. There’s no impact to your credit score and you won’t be called by multiple lenders: