FiWize delivers a sensible, cost-saving financing solution to borrowers who want lower monthly car payments, and without having to lease a vehicle. How do we do it? We work with selective lenders to offer innovative loan options. Let’s face it: New and late-model used vehicles are pricey, and the monthly payments necessary to finance these cars, trucks, and SUVs have only increased. No one wants to pay more each month than they have to.
We asked ourselves if there could be a better way? A lower payment and a shorter loan term – without the rigidity of a lease?
Our founder – an experienced automotive executive – wanted to purchase his SUV at the end of his lease. But to get to the same payment amount, he would need to finance the vehicle for 66 months! Crazy, he thought. His SUV would be nearly nine years old by the time that loan would be paid off! The light bulb went off – and he created FiWize soon after! Here we are, providing both conventional loans as well as the Value Plus loan, a truly innovative car loan which lowers payments while shortening loan terms.
FiWize Value Plus loans deliver a very real pathway to lowering your monthly vehicle expense. And lest we forget to mention, the flexibility of ownership allows you to trade or sell at any time while enjoying shorter loans and favorable mileage terms.